Man using credit card with smartphone

Personal Credit Cards

Personal Visa Credit Card Solutions

Northwest Bank has teamed up with ServisFirst Bank to offer Visa cards that offer choice, convenience, worldwide acceptance and great benefits. Choose between a full 1% cash back, with no spending limit and no limit on rewards for qualifying purchases or the buying power of Platinum benefits. Both options come with a low spending rate and valuable cardmember benefits.

Platinum Benefits Card

  • No annual fee
  • Competitive rates
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Manage your card and expenses 24/7 online

Cash Back Rewards Card

  • $35 annual fee
  • No cap on cash back, get 1% cash back on every dollar you spend
  • Competitive rates
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Contactless and Mobile Wallet enabled
  • Manage your card and expenses 24/7 online

Ready to apply?

Applying for a personal Platinum Benefits Card or Cash Back Rewards Card is simple! Click the button below to be taken to our online application.

Have questions? Contact your local office for more information about our Visa Card options for individuals.

Manage Your Personal Credit Card Account Online

Use the new and improved card management website at to:

  • Receive real time alerts on all purchases, select purchases, or when a card transaction is attempted but declined.
  • View your purchases, add memos, and tag your purchases for easy tracking.
  • Mange your card at your fingertips. Activate your card, set card PIN, or report your lost/stolen cards.


Take advantage of managing your personal card on the go with our new mobile app, CardValet®. This app allows you to manage your credit card anytime, anywhere, using your mobile device. The app is available in the Apple App Store and Google Play.

Mobile Wallets

Mobile wallets offer these benefits and more:

  • Ease of use: Use your phone for purchases
  • Added security: No need to give an in-person or online participating merchant your physical card or card number (merchant must also participate)
  • Convenience: Make purchases in stores, online, and in apps, wherever mobile wallet payments are accepted
Look for these icons at participating merchants. For more information and instructions for setting up a mobile wallet, click on an icon below.